:root{
  --ink:#0f2438;
  --muted:#5d6b78;
  --line:#dfe7ee;
  --soft:#f5f9fc;
  --brand:#0b6e99;
  --brand2:#0f8f86;
  --accent:#f6a623;
  --white:#fff;
  --shadow:0 14px 40px rgba(15,36,56,.10);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.62}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{width:min(1120px,92vw);margin:auto}
.topbar{background:var(--ink);color:#fff;font-size:.92rem}
.topbar .container{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:8px 0}
.topbar a{color:#fff;font-weight:800}
header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:15px 0}
.logo{display:flex;align-items:center;gap:10px;font-weight:900;color:var(--ink);font-size:1.15rem}
.mark{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;color:white;background:linear-gradient(135deg,var(--brand),var(--brand2));font-weight:900}
nav ul{display:flex;list-style:none;gap:20px;margin:0;padding:0;align-items:center}
nav a{color:var(--ink);font-weight:700}
.call-btn,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;font-weight:900;background:var(--accent);color:#1a2530;box-shadow:0 6px 18px rgba(246,166,35,.22)}
.call-btn:hover,.btn:hover{text-decoration:none;transform:translateY(-1px)}
.menu-btn{display:none;border:0;background:transparent;font-size:1.5rem}
.hero{background:linear-gradient(135deg,#eef8fc,#f5fbf8);border-bottom:1px solid var(--line)}
.hero .container{display:grid;grid-template-columns:1.2fr .8fr;gap:44px;align-items:center;padding:70px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:900;color:var(--brand2)}
h1{font-size:clamp(2.25rem,5vw,4.4rem);line-height:1.02;margin:.2em 0 .3em;letter-spacing:-.04em}
h2{font-size:clamp(1.55rem,3vw,2.4rem);line-height:1.15;margin:1.4em 0 .45em;letter-spacing:-.02em}
h3{line-height:1.25}
.lead{font-size:1.16rem;color:#394c5e;max-width:760px}
.hero-card,.card,.cta,.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:28px}
.hero-card ul{padding-left:1.2rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{padding:24px}
.card h3{margin-top:0}
section{padding:60px 0}
.band{background:var(--soft)}
.kicker{font-size:.95rem;color:var(--brand2);font-weight:900;text-transform:uppercase;letter-spacing:.08em}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding:18px 0}
.article{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:46px;padding-bottom:70px}
.article main{min-width:0}
.article aside{position:relative}
.sticky{position:sticky;top:110px}
.toc{border-left:3px solid var(--brand);padding:4px 0 4px 18px;margin:24px 0}
.toc a{display:block;padding:3px 0}
.cta{padding:24px;background:linear-gradient(145deg,#f4fbff,#f6fbf8)}
.cta .phone{font-size:1.45rem;font-weight:900;display:block;margin:10px 0}
.notice{font-size:.9rem;color:var(--muted)}
.checks{list-style:none;padding:0}
.checks li{padding-left:1.7rem;position:relative;margin:.45rem 0}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--brand2);font-weight:900}
.faq-item{padding:20px 22px;margin:14px 0;box-shadow:none}
.faq-item h3{margin:0 0 6px}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.related a{display:block;border:1px solid var(--line);border-radius:14px;padding:14px;font-weight:800}
footer{background:var(--ink);color:#dfe8ef;padding:48px 0 92px}
footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin:6px 0}
.sticky-call{display:none;position:fixed;bottom:14px;left:4vw;right:4vw;z-index:60}
.sticky-call a{display:flex;justify-content:center;background:var(--accent);color:#17222d;padding:14px;border-radius:999px;font-weight:950;box-shadow:0 10px 28px rgba(0,0,0,.23)}
.table-wrap{overflow:auto}
table{width:100%;border-collapse:collapse}
th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft)}
.badge{display:inline-block;padding:5px 9px;border-radius:999px;background:#e7f5f4;color:#176d67;font-size:.82rem;font-weight:800}
@media(max-width:850px){
  .hero .container,.article,.footer-grid{grid-template-columns:1fr}
  .grid{grid-template-columns:1fr 1fr}
  nav ul{display:none;position:absolute;left:0;right:0;top:69px;background:#fff;border-bottom:1px solid var(--line);padding:18px 4vw;flex-direction:column;align-items:flex-start}
  nav ul.open{display:flex}
  .menu-btn{display:block}
  .nav>.call-btn{display:none}
  .sticky{position:static}
  .sticky-call{display:block}
}
@media(max-width:560px){
  .grid,.related{grid-template-columns:1fr}
  .hero .container{padding:48px 0}
  section{padding:44px 0}
  h1{font-size:2.45rem}
}